State rankings
Retirement Taxes by State
Retirement Taxes by State: compare 51 US states on 6 metrics.
Retirement Taxes by State
4 values across 51 entries
Social Security
10 values across 51 entries
01(k) and IRA Distributions
8 values across 51 entries
Data
Click a column to sort.
51 states
Alabama | 2 - Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/alabama |
Alaska | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/alaska |
Arizona | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 2.50%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/arizona |
Arkansas | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.40%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/arkansas |
California | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 2.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/california |
Colorado | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed, Wages are taxed at normal rates, and your marginal state tax rate is 4.40%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/colorado |
Connecticut | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 2.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/connecticut |
Delaware | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed, Wages are taxed at normal rates, and your marginal state tax rate is 4.80%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/delaware |
| 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/district-of-columbia | |
Florida | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed, Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/florida |
Georgia | 1 - Very Tax Friendly | Withdrawals from retirement accounts are partially taxed, Wages are taxed at normal rates, and your marginal state tax rate is 5.19%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/georgia |
Hawaii | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.50%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/hawaii |
Idaho | 2 - Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.30%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/idaho |
Illinois | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed, Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/illinois |
Indiana | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/indiana |
Iowa | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.80%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/iowa |
Kansas | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.10%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/kansas |
Kentucky | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/kentucky |
Louisiana | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/louisiana |
Maine | 4 - Not Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.80%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/maine |
Maryland | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.75%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/maryland |
Massachusetts | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/massachusetts |
Michigan | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.25%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/michigan |
Minnesota | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.35%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/minnesota |
Mississippi | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed, Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/mississippi |
Missouri | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/missouri |
Montana | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.90%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/montana |
Nebraska | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.51%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/nebraska |
Nevada | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/nevada |
New Hampshire | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/new-hampshire |
New Jersey | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 1.75%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/new-jersey |
New Mexico | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.30%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/new-mexico |
New York | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 5.50%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/new-york |
North Carolina | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.25%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/north-carolina |
North Dakota | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/north-dakota |
Ohio | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/ohio |
Oklahoma | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.75%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/oklahoma |
Oregon | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 8.75%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/oregon |
Pennsylvania | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/pennsylvania |
Rhode Island | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.75%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/rhode-island |
South Carolina | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/south-carolina |
South Dakota | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/south-dakota |
Tennessee | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/tennessee |
Texas | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/texas |
Utah | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 4.55%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/utah |
Vermont | 4 - Not Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.35%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/vermont |
Virginia | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.00%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/virginia |
Washington | 2 - Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/washington |
West Virginia | 2 - Tax Friendly | Withdrawals from retirement accounts are partially taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.40%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/west-virginia |
Wisconsin | 3 - Moderately Tax Friendly | Withdrawals from retirement accounts are fully taxed., Wages are taxed at normal rates, and your marginal state tax rate is 3.50%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/wisconsin |
Wyoming | 1 - Very Tax Friendly | Withdrawals from retirement accounts are not taxed., Wages are taxed at normal rates, and your marginal state tax rate is 0.0%.+1 | https://www.kiplinger.com/state-by-state-guide-taxes/wyoming |
Quick answers
- Where does this retirement taxes by state data come from?
- Rankodex compiles it from World Population Review and the primary sources it cites: Retirement Taxes: How All 50 States Tax Retirees - Kiplinger; Best States to Retire for Taxe - SmartAsset.

















































