State rankings
Employer Health Insurance Laws by State
Employer Health Insurance Laws by State: compare 51 US states on 3 metrics.
HealthLaw51 states · 3 metricsUpdated Mar 12, 2025Original page
6 sources
- Affordable Care Act tax provisions for employers - IRS
- Hawaii Employers - Department of Commerce and Consumer Affair Insurance
- What employers & small businesses need to know when choosing health insurance in Illinois - Thach
- Which states require you to have health insurance? - PeopleKeep
- Employers required to offer health insurance - BLR: Health Reform
- Small Business Health Insurance - E-Health Insurance
Health Insurance Requirements for Small Businesses
2 values across 51 entries
Health Insurance Requirements for Large Businesses
1 value across 51 entries
Data
Click a column to sort.
51 states
Alabama | Not Required | Required | — |
Alaska | Not Required | Required | — |
Arizona | Not Required | Required | — |
Arkansas | Not Required | Required | The annual penalty for not offering coverage is $2,000 for every full-time employee beyond the first 30. |
California | Not Required | Required | The annual penalty for not offering coverage is $2,000 for every full-time employee beyond the first 30. |
Colorado | Not Required | Required | — |
Connecticut | Not Required | Required | — |
Delaware | Not Required | Required | — |
| Not Required | Required | — | |
Florida | Not Required | Required | The annual penalty for not offering coverage is $2,000 for every full-time employee beyond the first 30. |
Georgia | Not Required | Required | The annual penalty for not offering coverage is $2,000 for every full-time employee beyond the first 30. |
Hawaii | Required | Required | The annual penalty for not offering coverage is $2,000 for every full-time employee beyond the first 30. |
Idaho | Not Required | Required | — |
Illinois | Not Required | Required | — |
Indiana | Not Required | Required | — |
Iowa | Not Required | Required | — |
Kansas | Not Required | Required | — |
Kentucky | Not Required | Required | — |
Louisiana | Not Required | Required | — |
Maine | Not Required | Required | — |
Maryland | Not Required | Required | — |
Massachusetts | Not Required | Required | — |
Michigan | Not Required | Required | — |
Minnesota | Not Required | Required | — |
Mississippi | Not Required | Required | — |
Missouri | Not Required | Required | — |
Montana | Not Required | Required | — |
Nebraska | Not Required | Required | — |
Nevada | Not Required | Required | — |
New Hampshire | Not Required | Required | — |
New Jersey | Not Required | Required | — |
New Mexico | Not Required | Required | — |
New York | Not Required | Required | — |
North Carolina | Not Required | Required | — |
North Dakota | Not Required | Required | — |
Ohio | Not Required | Required | — |
Oklahoma | Not Required | Required | — |
Oregon | Not Required | Required | — |
Pennsylvania | Not Required | Required | — |
Rhode Island | Not Required | Required | — |
South Carolina | Not Required | Required | — |
South Dakota | Not Required | Required | — |
Tennessee | Not Required | Required | — |
Texas | Not Required | Required | — |
Utah | Not Required | Required | — |
Vermont | Not Required | Required | — |
Virginia | Not Required | Required | — |
Washington | Not Required | Required | — |
West Virginia | Not Required | Required | — |
Wisconsin | Not Required | Required | — |
Wyoming | Not Required | Required | — |
Quick answers
- Where does this employer health insurance laws by state data come from?
- Rankodex compiles it from World Population Review and the primary sources it cites: Affordable Care Act tax provisions for employers - IRS; Hawaii Employers - Department of Commerce and Consumer Affair Insurance; What employers & small businesses need to know when choosing health insurance in Illinois - Thach; Which states require you to have health insurance? - PeopleKeep.

















































