State rankings
Average Retirement Income by State
Washington has the highest Avg. Annual Retirement Income (ZR) in 2025 ($70,991), followed by District of Columbia ($70,830) and New York ($68,574). Florida has the lowest ($46,840).
Economics51 states · 5 metricsUpdated Nov 29, 2025Original page
5 sources
- What Is the Average Retirement Salary by State - Zip Recruiter
- Average Retirement Income: What Is a Good Income for Retirees? - Annuity
- What a Comfortable Retirement Will Cost You in Each State - Go Banking Rates
- This Is the Average Income for Retirees in America - Motley Fool
- The Average Monthly Retirement Income by State for 2023 - Moneyzine
Year 202551 of 51 states
Cost-of-living adjustmentConverts wages and incomes to what they would buy at average US prices, so $100k in a cheap state and $100k in an expensive one are not treated as equal.More in the glossary →
Avg. Annual Retirement Income (ZR), 2025
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All 51 ranked
Best first.
Distribution Median and middle halfThe median is the middle value: half of places are above it, half below. The middle half is the range holding the central 50% of places.More in the glossary →
Each dot is one state; the lines mark the median and the middle half.
Median
$60,249
Middle half $57,703 – $63,049
Average
$60,353
51 states
Highest
$70,991
Washington
Lowest
$46,840
Florida
Data
Click a column to sort, a row to highlight that place on the charts.
51 states · # = rank by Avg. Annual Retirement Income (ZR)
| # | |||
|---|---|---|---|
| 1 |  Washington | $70,991 | $5,915 |
| 2 |  District of Columbia | $70,830 | $5,902 |
| 3 |  New York | $68,574 | $5,714 |
| 4 |  Massachusetts | $68,455 | $5,704 |
| 5 |  Alaska | $67,503 | $5,625 |
| 6 |  Vermont | $66,645 | $5,553 |
| 7 |  North Dakota | $66,321 | $5,526 |
| 8 |  Oregon | $66,271 | $5,522 |
| 9 |  Colorado | $65,909 | $5,492 |
| 10 |  Hawaii | $65,122 | $5,426 |
| 11 |  Nevada | $63,828 | $5,319 |
| 12 |  New Jersey | $63,635 | $5,302 |
| 13 |  Wisconsin | $63,266 | $5,272 |
| 14 |  Pennsylvania | $62,831 | $5,235 |
| 15 |  Delaware | $62,734 | $5,227 |
| 16 |  South Dakota | $62,680 | $5,223 |
| 17 |  Virginia | $62,143 | $5,178 |
| 18 |  California | $61,859 | $5,154 |
| 19 |  Minnesota | $61,390 | $5,115 |
| 20 |  Rhode Island | $61,383 | $5,115 |
| 21 |  New Hampshire | $60,957 | $5,079 |
| 22 |  Maryland | $60,834 | $5,069 |
| 23 |  New Mexico | $60,742 | $5,061 |
| 24 |  Illinois | $60,739 | $5,061 |
| 25 |  Maine | $60,687 | $5,057 |
| 26 |  Wyoming | $60,249 | $5,020 |
| 27 |  Nebraska | $59,762 | $4,980 |
| 28 |  Indiana | $59,644 | $4,970 |
| 29 |  Connecticut | $59,627 | $4,968 |
| 30 |  Ohio | $59,590 | $4,965 |
| 31 |  Mississippi | $59,362 | $4,946 |
| 32 |  Idaho | $58,975 | $4,914 |
| 33 |  Iowa | $58,873 | $4,906 |
| 34 |  Missouri | $58,794 | $4,899 |
| 35 |  Arizona | $58,411 | $4,867 |
| 36 |  Texas | $58,396 | $4,866 |
| 37 |  South Carolina | $58,164 | $4,847 |
| 38 |  Oklahoma | $57,875 | $4,822 |
| 39 |  Montana | $57,531 | $4,794 |
| 40 |  Utah | $57,062 | $4,755 |
| 41 |  North Carolina | $56,964 | $4,747 |
| 42 |  Tennessee | $56,890 | $4,740 |
| 43 |  Alabama | $56,813 | $4,734 |
| 44 |  Kansas | $55,901 | $4,658 |
| 45 |  Michigan | $54,632 | $4,552 |
| 46 |  Kentucky | $54,439 | $4,536 |
| 47 |  Louisiana | $53,599 | $4,466 |
| 48 |  Georgia | $52,926 | $4,410 |
| 49 |  Arkansas | $51,830 | $4,319 |
| 50 |  West Virginia | $48,525 | $4,043 |
| 51 |  Florida | $46,840 | $3,903 |
What correlates with Avg. Annual Retirement Income (ZR) (2025)?
Pearson r against 2,092 other state metrics sharing at least 31 states. Correlation is not causation.
Higher together
Places that have a higher Avg. Annual Retirement Income (ZR) tend to score higher on these
Opposite directions
Places that have a higher Avg. Annual Retirement Income (ZR) tend to score lower on these
Quick answers
- Which state has the highest Avg. Annual Retirement Income (ZR)?
- Washington has the highest Avg. Annual Retirement Income (ZR) in 2025, at $70,991, followed by District of Columbia ($70,830) and New York ($68,574).
- Which state has the lowest Avg. Annual Retirement Income (ZR)?
- Florida has the lowest Avg. Annual Retirement Income (ZR) in 2025, at $46,840.
- What is the median Avg. Annual Retirement Income (ZR) across US states?
- The median is $60,249 across the 51 US states with data in 2025.
- Where does this average retirement income by state data come from?
- Rankodex compiles it from World Population Review and the primary sources it cites: What Is the Average Retirement Salary by State - Zip Recruiter; Average Retirement Income: What Is a Good Income for Retirees? - Annuity; What a Comfortable Retirement Will Cost You in Each State - Go Banking Rates; This Is the Average Income for Retirees in America - Motley Fool.